Personal Finances

5 Ways to Make the Most of Black Friday Shopping


On Black Friday in 2015, there were 49,000 sale items. This year, BlackFriday.com predicts that 2016 deals will reach 52,000. If the thought of nabbing one these crazy deals makes you as giddy as a five-year-old on Christmas Eve, then the following tips will help you make the most of Black Friday shopping at Rent-A-Center. With a little pre-planning, getting deals in time for the holidays can be easy — because Magic Happens Here.  Read Story

7 Smartphone Apps to Help Manage Your Money


With the right apps, your smartphone can become a miniature personal assistant that reminds you of appointments, remembers birthdays, tracks fitness goals, and helps with even more. With the addition of money management apps, it can also become a personal financial advisor that can help set your budget, provide at-a-glance spending info, and offer saving tips.

Like any favorite app, the best money management ones make life easier by streamlining often complicated processes to save time and, in this case, money. Here are some free apps that can help you manage money (although some have in-app purchase options that unlock more advanced functionality).

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The Tax Deductions You Need for the Tax Refund You Want

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Itemizing has the potential to make a big difference on your income taxes. Itemizing refers to listing certain tax deductions as their own line items, rather than opting for a standard deduction on your tax return. There are scenarios where this extra step can be worth the pain. And though you may have already filed this year, here are the three things you need to know about how tax deductions can impact your tax refund next year.

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Chore Charts Inspire Kids to Do Their Chores

It’s never too early to start teaching your kids the value of hard work. Doing so helps them develop a healthy attitude toward their chores and the priceless skill of saving for the future. Here are a few age-appropriate chores and chore charts to inspire your kids to get their work done.

 Click any image below to view the gallery.

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Poll: How Will You Spend Your Tax Refund?

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According to the IRS, nearly 8 out of 10 people who file income tax returns get a tax refund. (We can hear the cheers now.) If you’re in that number, what will you do with all that dough?

Tell Us: How Will You Spend Your Tax Refund?

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5 Ways to Improve Your Credit Score

Ads promising to fix your credit score are everywhere, but improving this three-digit number is not a mystical art form or an advanced science. In fact, you can do it yourself: all it takes is some time and a bit of fiscal elbow grease. A credit score is determined by your payment history and debt, and it is used by banks to determine whether you qualify for a loan and what interest rate to charge you (the higher the credit score, the lower the interest rate). A score between 300 and 629 is considered bad credit, a score between 630 and 689 is considered average, and a score between 690 and 719 is considered good. Anything about 720 is excellent. Therefore, it’s in your best interest to get — and keep — a credit score that is as high as possible. Here are five steps toward a higher score.

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