How RAC Works

Flexible Payments on the Road to Ownership

Rent-A-Center gives you the flexible payment options your budget needs. Just make small payments on your path to owning furniture, electronics, computers, appliances, and smartphones from the best brands.

To ensure your experience is worry-free, here are answers to some of the most common questions about Rent-A-Center’s flexible payments.

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Liability Damage Waiver: Protect Your Products & Peace of Mind

Man with RAC laptopEven the best planners know that the unexpected happens. Someone steals your smartphone. Or your home gets struck by lightning and damages your electronics. To give you peace of mind that you’re protected when something unexpected happens to your electronics, furniture, appliances, computers, or smartphones, Rent-A-Center offers the Liability Damage Waiver (LDW).

If you’re considering adding LDW to your rental agreement, here are answers to some of the most common questions about this worry-free option.

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6 Reasons to Download the New RAC App

The new mobile app from RAC puts the power to own in the palm of your hand. With a simple download, you can manage your account, control your payments, stay informed about RAC sales, and more. Here are six reasons why you should download the RAC app today.Read Story

The Quick Fix: RAC’s Product Service and Repair Benefit

RAC Kitchen stove

From washers and dryers to televisions and smartphones, sometimes even products from the world’s best brands need service or repair. Which is why Rent-A-Center has you covered anytime, all the time.

If your TV tunes out, your fridge breaks down, or your stove suddenly stops working — take a breath. Put away that toolbox, and turn off the how-to videos. RAC is ready to help with our product and service repair guarantee.

Here are three things to know about this great RAC benefit.

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Upgrade at Any Time with Rent-A-Center

It’s a bummer to take home a washing machine and discover it doesn’t meet the needs of your growing family. Or maybe your style has evolved, and you wish you had an updated sofa. Or perhaps you just want a newer smartphone.

If you find you need a newer, larger, or more powerful item than the one you’ve got, you’re in luck: With Rent-A-Center’s upgrade benefit, you can trade in your existing item for a new one, at any time, as long as your lease agreement is in good standing.

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Join Rent-A-Center’s The Inner Circle

We want to hear from you! Join Rent-A-Center’s The Inner Circle to share your thoughts and opinions about our advertising, products, store experience, and much more. Fun weekly activities include discussions, surveys, and live chats. You also can talk with other members in the community.

To thank you for your valuable insight, each month you will have opportunities to receive RAC coupons, as well as qualify for monthly gift cards to the place of your choice.

To get started, register with The Inner Circle to see if you qualify. If you do, you will be asked to create a member profile. Once you are a member, you can click on any of the activities you see on The Inner Circle page. We post information for your input, and you’ll get emails alerting you to new activities.

We look forward to having you in our community.