How RAC Works

Get Peace of Mind with Payment Freeze Assurance

Payment Freeze Assurance

Life happens. Sometimes you have an unexpected expense or find you need to conserve funds for a while. When situations like this pop up, Rent-A-Center has your back. With Payment Freeze Assurance, you can pause your payments if and when you need to. Try that with a credit card company!

How It Works

Payment Freeze Assurance is a part of RAC’s Worry-Free Guarantee, our promise to do whatever we can to ensure you have the products you need without layaway or expensive interest. Payment Freeze Assurance guarantees that you can stop your payments at any time during your lease agreement. Simply return the item and pause your payments – then when you’re ready, you can either get it back or purchase a comparable item. As for the money you’ve already paid toward the item, it stays put. Those funds will still apply to the purchase price, even if you choose to upgrade to a newer or different item. At RAC, you’re never locked into a long-term commitment, and you never accrue debt because you can stop paying at any time.

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Magic Happens Here

Creating holiday magic can be difficult when funds are low. We can relate and that’s why at Rent-At-Center you don’t need credit or layaway to bring smiles to faces this year. With rent-to-own computers, laptops, TVs, video game consoles, and more, you are sure to find that perfect gift at the right payment plan. Share your magic moments using #MagicHappensHere on Facebook and Instagram.

Learn More About Shopping at Rent-A-Center
About RAC Products
Why You Should Rent-to-Own with RAC
How RAC Works

5 Ways to Make the Most of Black Friday Shopping


On Black Friday in 2015, there were 49,000 sale items. This year, BlackFriday.com predicts that 2016 deals will reach 52,000. If the thought of nabbing one these crazy deals makes you as giddy as a five-year-old on Christmas Eve, then the following tips will help you make the most of Black Friday shopping at Rent-A-Center. With a little pre-planning, getting deals in time for the holidays can be easy — because Magic Happens Here.  Read Story

3 Ways to Make Magic Happen at RAC During the Holidays

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For all of the excitement and joy that gift-giving brings, holiday shopping can sometimes be daunting, stressful and expensive. Fortunately, Rent-A-Center has a few ways to help you save money and stay focused on the important reasons for the season: family, friends and celebrating everything that you are grateful and thankful for. Learn how Magic Happens Here at Rent-A-Center this holiday season.Read Story

Why We Do What We Do: A Family Coordinator Finds More Down Time With Rent-to-Own

A Rent-A-Center customer in Pittsburgh, LaQuandra, works as a family coordinator with families and children in crisis and lives in an apartment with her boyfriend. Together, they’re working to create a home base that can serve as a serene place to unwind after work, as well a comfortable area to host family and friends for dinner and game nights. In this video, she shares how the flexibility of rent-to-own has allowed her to enjoy more down time and comfort at home.

 

More Why We Do What We Do
A Single Mom Works Hard In and Out of the Home
A Mother and Grandmother Takes Care of Her Family
A Former Athlete Has the Things He Needs to Succeed

Rent-A-Center Team Members Help Feed Millions of Families

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Each year since 2003, Rent-A-Center team members at the company’s Texas headquarters have campaigned on behalf of the North Texas Food Bank (NTFB) to help fight hunger at the local level. In 2013, NTFB recognized RAC as Corporate Innovator of the Year for its creative mix of campaign programming, which has raised more than $625,000 for NTFB to date — the equivalent of providing 1.8 million meals to families in North Texas.

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Why We Do What We Do: A Single Mom Works Hard In and Out of the Home

A Rent-A-Center customer in Pennsylvania, Margie, is raising seven children while also working outside her home. “No laziness here,” she says. In this video, she shares how she creates a quiet, peaceful space for her brood and how her friends at RAC are “like family.”

 

More Why We Do What We Do
A Former Athlete Has the Things He Needs to Succeed
A Mother and Grandmother Takes Care of Her Family