How much money do you have in savings? Most of us would sleep better knowing we had some surplus we could rely on in case of an emergency — like a sick pet or a flat tire.
Most experts recommend having the equivalent of your salary saved by age 30, and 10 times your final salary in savings in order to retire by age 67. But finding extra cash to stash can be a challenge. Here are 20 ways to save money that you probably haven’t tried.
The holidays should be a time of joy, not stress. But stress often comes when money is tight. The solution? Start a holiday savings plan now!
With these monthly tips leading up to the holidays, you can build up funds for gifts, parties, travel, and more to ensure a season filled with holiday cheer.
Sticking to a budget is tough. Spending more than you make is tougher. But how do you keep it all straight month over month?
Technology is a beautiful thing, and there are many smartphone apps that can help you manage your money. But maybe all you want is a simple worksheet. We got you.
Summer is the perfect season to put cost-cutting ideas into practice. From playing around at public parks to using a backyard clothes line, here are 11 ideas for saving money during the summer.
If you own a credit card, chances are the interest rate attached to it is in the double digits. And if you have a balance, then you’re paying much more than the actual cost of the items. Over time, the balance grows, and if you miss payments or get behind, the impact can be harmful to your purchasing power.
Here are some of the most common ways your credit score affects your financial health, plus easy tips for improving that number.
Receiving a tax refund feels like a bonus. In an instant, you’ve got some extra cash and the freedom to spend it as you wish. Here are the top four ways to make the most of your tax refund money.
Life happens. Sometimes you have an unexpected expense or find you need to conserve funds for a while. When situations like this pop up, Rent-A-Center has your back. With Payment Freeze Assurance, you can pause your payments if and when you need to. Try that with a credit card company!
How It Works
Payment Freeze Assurance is a part of RAC’s Worry-Free Guarantee, our promise to do whatever we can to ensure you have the products you need without layaway or expensive interest. Payment Freeze Assurance guarantees that you can stop your payments at any time during your lease agreement. Simply return the item and pause your payments – then when you’re ready, you can either get it back or purchase a comparable item. As for the money you’ve already paid toward the item, it stays put. Those funds will still apply to the purchase price, even if you choose to upgrade to a newer or different item. At RAC, you’re never locked into a long-term commitment, and you never accrue debt because you can stop paying at any time.
Your 2017 New Year’s resolution: Get serious about saving for your long-term financial goals. Maybe you’re this close to paying off student loans, or you’ve been dreaming about a summer getaway. Whatever your needs are, all you have to do to put these unique savings ideas into practice is get started – and stick with it. This will be one resolution you won’t want to break!
On Black Friday in 2015, there were 49,000 sale items. This year, BlackFriday.com predicts that 2016 deals will reach 52,000. If the thought of nabbing one these crazy deals makes you as giddy as a five-year-old on Christmas Eve, then the following tips will help you make the most of Black Friday shopping at Rent-A-Center. With a little pre-planning, getting deals in time for the holidays can be easy — because Magic Happens Here. Read Story
Whether you’re gearing up to buy presents for the holidays, saving for a vacation in the new year, or aiming to make a bigger donation to your favorite charity, here are nine quick ways to put some extra cash back in your pocket. Try these strategies before the holiday bustle and you might just decide to make them part of your year-round savings plan.Read Story