The kids are gearing up to head back to school, and it’s your chance to get an A+ in saving money. These parent-approved shopping tips can help you save money on everything your blossoming scholar needs to succeed, from fresh clothes to new school supplies and electronics. Before you start shopping, these are the money-saving tips you need to know.
Whether you feel obligated to buy for every distant family member, or you can’t resist the pull of once-a-year-only sales, overspending is not uncommon during the holidays. The sights, smells, and overall jolliness come together in a chorus of, “Tis the season to splurge!” According to results from a 2017 poll by American Consumer Credit Counseling, 63 percent of people reported feeling “a lot” or “some” financial strain over holiday shopping.
This year, follow these tips to help curb the urge to overspend and instead enjoy the season without the stress.
With all of the ways our mobile devices have made life easier, perhaps the best is the endless options of apps. Whether you’re hailing rides, sharing photos, playing games, managing your money, tracking miles, or managing your RAC account, there’s an app for that.
Although useful (like finding your car in the parking lot) and fun (scoring a personal best in Candy Crush), most apps don’t provide anything you can actually hold in your hands — until now. From ice cream and hamburgers to slushies and smoothies, the following apps (available for iOS and Android) prove there is such a thing as a free lunch.
How much money do you have in savings? Most of us would sleep better knowing we had some surplus we could rely on in case of an emergency — like a sick pet or a flat tire.
Most experts recommend having the equivalent of your salary saved by age 30, and 10 times your final salary in savings in order to retire by age 67. But finding extra cash to stash can be a challenge. Here are 20 ways to save money that you probably haven’t tried.
The holidays should be a time of joy, not stress. But stress often comes when money is tight. The solution? Start a holiday savings plan now!
With these monthly tips leading up to the holidays, you can build up funds for gifts, parties, travel, and more to ensure a season filled with holiday cheer.
Sticking to a budget is tough. Spending more than you make is tougher. But how do you keep it all straight month over month?
Technology is a beautiful thing, and there are many smartphone apps that can help you manage your money. But maybe all you want is a simple worksheet. We got you.
Summer is the perfect season to put cost-cutting ideas into practice. From playing around at public parks to using a backyard clothes line, here are 11 ideas for saving money during the summer.
If you own a credit card, chances are the interest rate attached to it is in the double digits. And if you have a balance, then you’re paying much more than the actual cost of the items. Over time, the balance grows, and if you miss payments or get behind, the impact can be harmful to your purchasing power.
Here are some of the most common ways your credit score affects your financial health, plus easy tips for improving that number.
Receiving a tax refund feels like a bonus. In an instant, you’ve got some extra cash and the freedom to spend it as you wish. Here are the top four ways to make the most of your tax refund money.
Life happens. Sometimes you have an unexpected expense or find you need to conserve funds for a while. When situations like this pop up, Rent-A-Center has your back. With Payment Freeze Assurance, you can pause your payments if and when you need to. Try that with a credit card company!
How It Works
Payment Freeze Assurance is a part of RAC’s Worry-Free Guarantee, our promise to do whatever we can to ensure you have the products you need without layaway or expensive interest. Payment Freeze Assurance guarantees that you can stop your payments at any time during your lease agreement. Simply return the item and pause your payments – then when you’re ready, you can either get it back or purchase a comparable item. As for the money you’ve already paid toward the item, it stays put. Those funds will still apply to the purchase price, even if you choose to upgrade to a newer or different item. At RAC, you’re never locked into a long-term commitment, and you never accrue debt because you can stop paying at any time.