Score Big: Why Having Good Credit Matters

Woman checking off her credit score

If you own a credit card, chances are the interest rate attached to it is in the double digits. And if you have a balance, then you’re paying much more than the actual cost of the items. Over time, the balance grows, and if you miss payments or get behind, the impact can be harmful to your purchasing power.

Here are some of the most common ways your credit score affects your financial health, plus easy tips for improving that number.

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5 Ways to Make the Most of Black Friday Shopping

On Black Friday in 2015, there were 49,000 sale items. This year, predicts that 2016 deals will reach 52,000. If the thought of nabbing one these crazy deals makes you as giddy as a five-year-old on Christmas Eve, then the following tips will help you make the most of Black Friday shopping at Rent-A-Center. With a little pre-planning, getting deals in time for the holidays can be easy — because Magic Happens Here.  Read Story

7 Smartphone Apps to Help Manage Your Money

With the right apps, your smartphone can become a miniature personal assistant that reminds you of appointments, remembers birthdays, tracks fitness goals, and helps with even more. With the addition of money management apps, it can also become a personal financial advisor that can help set your budget, provide at-a-glance spending info, and offer saving tips.

Like any favorite app, the best money management ones make life easier by streamlining often complicated processes to save time and, in this case, money. Here are some free apps that can help you manage money (although some have in-app purchase options that unlock more advanced functionality).

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The Tax Deductions You Need for the Tax Refund You Want


Itemizing has the potential to make a big difference on your income taxes. Itemizing refers to listing certain tax deductions as their own line items, rather than opting for a standard deduction on your tax return. There are scenarios where this extra step can be worth the pain. And though you may have already filed this year, here are the three things you need to know about how tax deductions can impact your tax refund next year.

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Chore Charts Inspire Kids to Do Their Chores

It’s never too early to start teaching your kids the value of hard work. Doing so helps them develop a healthy attitude toward their chores and the priceless skill of saving for the future. Here are a few age-appropriate chores and chore charts to inspire your kids to get their work done.

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At Rent-A-Center, You Don’t Need Credit

Cutting a credit card

At Rent-A-Center, your credit history isn’t on our radar. In fact, to begin shopping for furniture, appliances, electronics, computers, or smartphones, you need just three things: a place to live, a job, and a few references. With our long list of must-have name-brand products, you can get what you want and need without the stress.

Here are the benefits of Worry-Free Shopping at RAC — with no credit needed.

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Poll: How Will You Spend Your Tax Refund?

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According to the IRS, nearly 8 out of 10 people who file income tax returns get a tax refund. (We can hear the cheers now.) If you’re in that number, what will you do with all that dough?

Tell Us: How Will You Spend Your Tax Refund?

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