Everyone knows Rent-A-Center is the place to get brand-name furniture, appliances, computers, electronics, and smartphones without credit. But did you know RAC makes it easy to own those products you love? With Rent-A-Center’s three ways to own, you’re in total control. You choose the ownership option that best fits your budget.
6 Months Same as Cash
Looking for the biggest savings? The 6 months same as cash option gives you six months to pay the cash price for your favorite items. It’s our fastest path to ownership! Just pay the amount of the cash price listed on your agreement within the first six months, and it’s yours. It’s that easy. Keep in mind: In California, Hawaii, New York & West Virginia, the same-as-cash period varies from 4 months to 6 months, depending on the item.
Early Purchase Option
Need more than six months to own it? You can still save big with our Early Purchase Discount. After your 6 months same as cash period has ended, continue making your regularly scheduled payments, and when you’re ready to own it, you’ll save on the remaining total. The savings amount may vary, but most RAC locations offer a 50 percent savings on the remaining total. (This can vary by state, so be sure to review your agreement.) The sooner you choose to own your item, the more you save. This gives you the flexibility to choose when you own it and how much you save!
Low, Fixed Payment Option
Are small payments more your thing? Just make your regular rental payments and you’ll own it at the end of the agreement. Whether you get paid weekly, every two weeks, twice a month, or monthly, we have flexible payment options that work for you and your budget. You’ll get closer to ownership with each payment!