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Own It When You’re Ready and Save!

Own It When You’re Ready and Save!

RAC associate and customer

Everyone knows Rent-A-Center is the place to get brand-name furniture, appliances, computers, electronics, and smartphones without credit. But did you know Rent-A-Center makes it easy to own those products you love? With Rent-A-Center’s three ways to own, you’re in total control. You choose the ownership option that best fits your budget.

4 to 6 Months Same as Cash
Looking for the biggest savings? The 4 to 6 months same as cash option gives you six months to pay the cash price for your favorite items. It’s our fastest path to ownership! Just pay the amount of the cash price listed on your agreement within the first four or six months, and it’s yours. It’s that easy.

Early Purchase Option
Need more than six months to own it? You can still save big with our Early Purchase Discount. After your 4 or 6 months same as cash period has ended, continue making your regularly scheduled payments, and when you’re ready to own it, you’ll save on the remaining total. The savings amount may vary, but most Rent-A-Center locations offer a 50 percent savings on the remaining total. (This can vary by state, so be sure to review your agreement.) The sooner you choose to own your item, the more you save. This gives you the flexibility to choose when you own it and how much you save!

Low, Fixed Payment Option
Are small payments more your thing? Just make your regular rental payments and you’ll own it at the end of the agreement. Whether you get paid weekly, every two weeks, twice a month, or monthly, we have flexible payment options that work for you and your budget.  You’ll get closer to ownership with each payment!

Begin your order now to start on the path to ownership and contact the Rent-A-Center nearest you when you’re ready to become a proud owner!

About Us

The good things in life don’t have to be out of reach. Rent-A-Center is here to make the things you want and need accessible, and Front & Center is your resource for living well on a budget.

Each week, we’ll bring you tips and tricks for infusing simplicity, style—even a little fun—into every aspect of your life and home. From decorating advice to money-saving strategies to opportunities to share with others like you, we’ll give you ideas that inspire. Live well, friends. And send your submissions, suggestions and questions for the blog to blog@rentacenter.com. For all customer service inquiries, please contact our Solution Center team at 1-800-422-8186.