Building your dream gaming setup doesn’t have to cost a fortune. Whether you’re into fast-paced esports or open-world adventures, there’s a gaming PC out there for you—even on a tight budget.
If you’ve been wondering how to make your gaming setup work for your wallet without sacrificing key features or performance, here are several smart, practical steps you can actually use.
How to Afford a Gaming PC
Step 1: Define What You Need (and What You Don’t)
Before you start shopping, it’s important to figure out what matters most to you. A “good” gaming PC is different for everyone.
Ask yourself questions like:
- What types of games will I play?
- Do I care more about graphics, frame rates, or load times?
- Will I also use the PC for school, work, or content creation?
Answering these questions helps you avoid overspending on features you don’t actually need and keeps your focus on a budget-friendly PC for gaming that fits your goals.
Step 2: Focus on Key Components
A “good” gaming PC means different things to different people. It depends on the types of games you play, how detailed you want the graphics, and what kind of performance you’re after.
When considering a new gaming laptop or desktop, keep an eye on these key specs:
- Graphics Card (GPU): The heart of gaming performance. Mid-range options provide excellent value.
- Processor (CPU): Look for a model that pairs well with your GPU to avoid bottlenecks.
- RAM: 16GB is a strong standard for gaming today.
- Storage: A system with an SSD improves load times dramatically over a traditional hard drive.
Not sure what you need? If there’s a specific game you’re eager to play, check the recommended system requirements on the game’s official product page.
Step 3: Set a Realistic Budget
Now that you know what you’re looking for, it’s time to determine how to get enough money for a gaming PC. The question of how much for a good gaming computer depends heavily on your gaming goals. If you’re planning to play newer titles on ultra settings, your budget will naturally need to be higher than someone who’s focused on indie or classic games.
Typically, gaming setups can range anywhere from a few hundred to several thousand dollars. But don’t worry: with a little strategy, you can absolutely find a budget-friendly PC for gaming that meets your needs for less, especially if you explore options like refurbished machines or flexible payment plans.
Step 4: Look for Deals, Discounts, and Refurbs
When people think about buying a gaming computer, it can feel out of reach. Luckily, deals are out there — you just have to be strategic. Here are some tips to help you save:
- Look for bundles with extra value, like included games or accessories
- Watch for sales, especially around major holidays (think Black Friday, Memorial Day, and Back to School promotions)
- Consider refurbished models from reputable sellers
- Browse for open-box returns, which are often lightly used and heavily discounted.
- Stack savings with loyalty rewards or student discounts if available.
These strategies can easily save you hundreds of dollars and help you score an affordable desktop computer for gaming without sacrificing performance.
Step 5: Consider Alternatives: Desktop vs Laptop
While many gamers dream of a tricked-out desktop setup, gaming laptops have come a long way. Today’s budget- and mid-tier gaming laptops can handle modern titles surprisingly well, and they offer the added benefit of portability.
Choosing between a laptop and desktop depends on your lifestyle, space, and needs. If you’re in a small apartment, travel often, or need your device to double as a work or school machine, a gaming laptop could be a smart move — and often a cheaper one when you factor in the cost of monitors and accessories for desktops.
Step 6: Consider Renting-to-Own with Rent-A-Center!
Wondering how to purchase a gaming PC if you don’t have it all upfront? With Rent-A-Center’s wide selection of items available to rent, you can choose a gaming PC that fits your budget.
Here’s what makes it easier:
- Purchase all without using credit
- 6 months same as cash option
- Early purchase option
- Price match guarantee
- Free delivery
- Easy upgrade options with RAC Exchange*
Want to explore more options? Browse all available rent-to-own gaming laptops, desktops, and bundles. Just be sure to check the specs to make sure the system you choose can meet your gaming needs.
Visit Rent-A-Center or Order Online Today!
Ready to level up your gaming experience? Find the best rent-to-own gaming PC bundles and laptops at your local Rent-A-Center. With free delivery and the option to purchase all without using credit, you can start playing as soon as today!