You Can Own It at RAC

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Rent-A-Center was created to bring the beauty of product ownership to everyone. To make sure this happens, we’ve honed the process so it’s a cinch to own the brand name furniture, electronics, computers, and appliances you want.

Just follow these three simple steps:

  • Fill out an application online.
  • Bring your approval amount confirmation with you to the nearest store.
  • Finalize your agreement and schedule a delivery.

You don’t need credit; just a residence, a job, and a few references. And the best part? You get big brands with small payments — only at RAC.

Benefits of Rent-To-Own
Forget layaway — with RAC, you can bring home your items that day. You can also set up manageable weekly, semi-weekly, or monthly payments without a long-term contract or accruing interest. Or, you can choose the 90 Days Same as Cash option and own the item at the cash price in three months.

For your convenience, RAC also offers different ways to make your payments: online, by phone, or in the store.

With any rent-to-own furniture, appliance, or electronics, delivery and setup are included. It’s all a part of our Worry-Free Guarantee — a promise we make that you can own the items you want with the peace of mind that only comes with shopping at RAC. And should your item need service or repair, we’ve got you covered at no additional charge.

Bigger, Faster, Newer
The Worry-Free Guarantee also means you can upgrade your item at any time during your lease agreement. So, if you want a longer sofa, a larger HDTV, or a newer laptop, just let us know and we’ll make it happen.

Should you find that your situation has changed and you need to stop or freeze payments, you can do that, too. When you’re ready, you can resume payments exactly where you left off — without losing a dime.

With RAC, you can own the items you want with payments that fit your budget. Shop the brands you know and trust, and enjoy the convenience only RAC provides.