Month: January 2016

10 Essential Tools Every Homeowner Needs

With the right tools, household chores like leaky faucets, crooked pictures, squeaky doors, and dead batteries can go from never-gonna-happen to already-done in minutes. The following 10 tools can help you accomplish myriad projects. And buying them over time, rather than all at once, reduces the impact on your budget. Remember: The quality tools you invest in today will last for years to come.

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5 Ways to Improve Your Credit Score

Ads promising to fix your credit score are everywhere, but improving this three-digit number is not a mystical art form or an advanced science. In fact, you can do it yourself: all it takes is some time and a bit of fiscal elbow grease. A credit score is determined by your payment history and debt, and it is used by banks to determine whether you qualify for a loan and what interest rate to charge you (the higher the credit score, the lower the interest rate). A score between 300 and 629 is considered bad credit, a score between 630 and 689 is considered average, and a score between 690 and 719 is considered good. Anything about 720 is excellent. Therefore, it’s in your best interest to get — and keep — a credit score that is as high as possible. Here are five steps toward a higher score.

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Why We Do What We Do: A Mother and Grandmother Takes Care of Her Family

Victoria is a Rent-A-Center customer in Arizona. In today’s video, she shares what it means to her to have a comfortable home where she and the people she loves can enjoy home-cooked meals and fun times together.

Poll: What’s Your New Year’s Resolution?

Nearly half of Americans make New Year’s resolutions. Are you the type who likes to start the New Year with fresh intent? Take our poll to share your goal.

Tell Us: What’s Your New Year’s Resolution?

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